| Program | Rate | Points | APR |
| 30 Year Fixed | 6.625% | 1.115 | 7.31% |
| FHA/VA 5/1 ARM | 4.875% | 1.763 | 5.843% |
| FHA/VA 30 Year Fixed | 5.75% | 1.625 | 6.713% |
*All rates are subject to approval with 80% loan to value, 740 fico and Fannie Mae, Freddie Mac and FHA loan limits apply.